Wonderful Payments Ltd is an Authorised Payment Institution, regulated by the FCA, and delivers online payment solutions powered by open banking for ecommerce stores and in-person POS transactions for small businesses in the UK. Free for UK registered charities. Wonderful has leveraged the power of Open Banking to provide simple, fast and secure payment processing solutions which enable small businesses to accept instant bank payments by integrating the Wonderful Payments API or integrations with online stores and use the One by Wonderful smartphone payments app for in person POS transactions. With transaction costs as low as 1p per transaction, Wonderful payments are much cheaper than debit and credit card processing. Our payment processing service and fundraising platform are both completely free for UK charities.