Transform your payment experience with our SoftPOS solutions for contactless payments in the USA. Secure, efficient, and tailored for modern businesses.Peer-to-peer (P2P) payment apps have transformed the way individuals send and receive money worldwide. However, the technology and infrastructure behind these apps differ significantly by region. India’s P2P payment ecosystem relies on UPI (Unified Payments Interface), the USA operates on a mix of ACH, card networks, and RTP (Real-Time Payments), while Europe primarily depends on SEPA (Single Euro Payments Area) and local banking systems.