Buying property in the Algarve is not just about the listing price. Costs change a lot from one area to another, and the cheaper option often comes with trade-offs in access, lifestyle or long-term value. Many buyers also overlook the extra costs of buying property in Portugal, which can change the real budget. If you are comparing areas, this Algarve property prices 2026 guide is a useful place to start. It covers the main areas, typical costs and the compromises worth considering before you start your property search.