If you’ve been exploring prop trading firms, you’ve likely come across FundedFirm and One Up Trader. Both are well-known names in the trading world, offering traders a chance to use company capital instead of risking their own money. But which one gives you better flexibility, payout terms, and overall value? In this guide, we’ll break down FundedFirm vs One Up Trader so you can decide which is best for your trading career in 2025. Understanding the Prop Trading Model What Is a Prop Firm? A  (prop firm) provides traders with access to company capital. Traders earn a share of profits, while the firm covers the financial backing. Why Funded Accounts Are Popular Funded accounts attract both beginners and pros because they: Remove the need for personal capital.  Provide structure and discipline.  Allow faster growth through scaling opportunities.  Overview of FundedFirm About FundedFirm FundedFirm is a modern prop trading company that evaluates traders’ skills through challenge-based programs. Once a trader passes, they receive access to a live funded account ranging from $10,000 to $200,000. How FundedFirm Works Traders complete one or two evaluation stages with profit targets (around 8–10%) and drawdown limits. After passing, you can trade live capital and withdraw profits monthly, keeping up to 90% of the profits. Overview of One Up Trader About One Up Trader One Up Trader is a single-step evaluation prop firm offering funding through its partnership with Earn2Trade and Helios Trading Partners. It’s designed to be simple, fast, and beginner-friendly. How One Up Trader Works You start with an evaluation account (no multi-phase challenges). If you meet the target without breaking the rules, you get funded. One Up Trader offers real-time feedback and no hidden rules, making it one of the most transparent firms in the industry. FundedFirm vs One Up Trader: Key Differences Feature FundedFirm One Up Trader Evaluation Steps 1 or 2-step challenge Single-step Profit Split Up to 90% 80% standard Funding Size Up to $200,000 Up to $250,000 Minimum Payout Days 30 days 15 days Scaling Cap $2 million $1 million Platforms MT4, MT5, cTrader NinjaTrader, Rithmic Challenge Refund Available Subscription model (no refund) Funding Models FundedFirm’s Challenge-Based Model Traders must pass an evaluation process that includes: Profit target (e.g., 8%)  Daily drawdown limit (e.g., 5%)  Overall loss limit (10%)  Once passed, the account becomes a funded live account with payouts and scaling opportunities. One Up Trader’s Single-Step Model Traders only go through one evaluation phase. After hitting the profit target without breaking any rules, you’re instantly funded by Helios Trading Partners. Payout System FundedFirm’s Payout Terms First payout after 30 days.  Up to 90% profit share.  Payments via bank transfer, PayPal, or crypto.  One Up Trader’s Payout Terms First payout available after 15 days.  80% profit split.  Payouts processed every two weeks.